Start with what you can see

Open the two or three apps where money actually moves — your primary bank, your card app, one wallet. That list is almost always shorter than it feels.

Bring cards in first

Cards are the fastest signal because they touch every category. Add each active card with its limit, its due date and one recent statement — that's enough to unlock Money Map.

Sweep subscriptions in one pass

Pull last month's statement, mark each recurring line as a subscription in VAULT and set the renewal date. You'll spot at least one duplicate in the first pass.

Upload the documents you'd panic to lose

Insurance, warranty, agreement, PAN, passport. Everything else can wait — these six make you feel calmer immediately.

Turn on the calendar

Every payment, renewal and expiry has a date. VAULT's Financial Calendar remembers them so you don't.