The situation
At some point, a child helps a parent with their finances. Sometimes gently over years. Sometimes suddenly, in an afternoon. Neither version is easy if nobody has quietly organised the records first.
Why it becomes hard
Which insurer? Which bank? Which policy number? Which nominee? Where is the will? Which cupboard, which folder, which app? The information exists somewhere — but 'somewhere' is not a system.
What good organisation looks like
- One list of every policy, account, and important record — with contacts and reference numbers
- Nominations verified and up to date — not assumed
- A continuity document that explains where everything lives
- Read access shared with the right family member — reversibly
How VAULT helps
VAULT holds all of this in one place, with sharing designed for exactly this situation.